Crypto and Blockchain have been around for quite a few years. The first wave of adoption was led by trading companies like centralized exchanges as crypto currencies became a means of speculation. Still. Blockchain was invented for transacting money or value. Nowadays there is a second wave happening with Decentralized Finance. Blockchains are now used to deliver financial services end-to-end in a new decentralized way. Web3 as a broader topic offers a big opportunity to make digital ecosystems converge, moving finance, identity, social networks and creator economy out of their silos, to become one big global digital decentralized economy. The talk gives insights to the current state.